Crypto invoicing: fiat quotes, multi-chain pay, non-custodial settlement.
Collect is Settlematic's true non-custodial crypto invoicing product. Fiat invoices with line items and tax. Branded hosted checkout - no client account needed. Multi-asset payments across 8 chains, partial balances tracked live, and every tx hash tied to the invoice automatically. Funds settle to wallets you control. Built for freelancers, agencies, and SaaS teams.
Blockchains supported
8
Ethereum, Polygon, Base, Arbitrum, Arc, Solana, Tron, and Bitcoin
Stablecoins & assets
5
USDC, USDT, EURC, ETH, and BTC
Reconciliation
Automatic
Tx hash and status tied to every invoice
Settlement model
Non-custodial
Merchant-bound addresses; optional destination splits to your wallets
Overview
What is Collect?
Collect is Settlematic's true non-custodial crypto invoicing product: invoices and payment links priced in fiat, paid in stablecoins, and settled on-chain to destinations you configure.
Collect is crypto invoicing built like accounting software - not a bare payment link. Bill in fiat with line items, tax, and terms. Clients pay on branded hosted pages with no account required.
Partial and multi-asset payments update live balance due. Every confirmation attaches a tx hash to the invoice automatically. Tax buckets, recurring schedules, CSV bulk create, and Claude MCP sit alongside REST APIs and webhooks.
Funds settle to merchant-controlled wallets bound at address issuance - with optional destination splits. Same non-custodial rail as Gateway. Free on testnet; mainnet from Lite.
How it works
How crypto invoicing works with Collect
From structured fiat invoice to on-chain settlement - Collect automates detection, status, and reconciliation.
- 1
Build a real fiat invoice
Add line items, tax, discounts, terms, and a due date. Or create many at once with validated CSV bulk upload.
- 2
Client pays on your branded page
No client account needed. They choose asset and chain - including partial payments until the balance due is met - on a page that looks like you.
- 3
Auto-detect and attach the tx hash
Settlematic confirms the payment, updates invoice status (including partially paid), attaches the transaction hash, and fires webhooks.
- 4
Sweep and report
Funds settle to wallets you configure - with optional destination splits bound at issuance. Tax buckets and CSV exports stay ready for finance.
You get accounting-grade invoices on the front end and non-custodial crypto settlement underneath - with auto reconciliation, not spreadsheet matching.
Capabilities
Everything in Collect - explained
9 capabilities for operators, finance teams, and developers. Jump to a deep dive or explore the full product below.
Real invoices
Fiat invoices with line items, tax, and terms - not just a pay amount
Collect creates fiat-denominated invoices with per-line items, tax, discounts, and payment terms - then settles in stablecoins and crypto on-chain.
Generic crypto payment tools ask for a number. Collect builds a real invoice: line items, tax lines, discounts, due dates, and terms. The fiat total is fixed; at checkout the client sees the crypto equivalent. Books stay in fiat. Settlement stays on-chain.
- Per-line items, tax, discounts, and terms
- Invoice totals fixed in fiat
- Clients pay USDC, USDT, EURC, ETH, and BTC
- Stablecoin settlement keeps received amounts predictable
Hosted checkout
Branded payment pages - no client account required
Collect white-label checkout puts your logo, colors, and custom domain on every invoice and hosted payment page. Clients pay without creating an account.
Hosted invoices, payment links, and checkout pages carry your brand - including your own domain. Clients open the page, pay from a wallet or QR, and leave. No Settlematic login for them. Funds settle to destinations bound at address issuance.
- Custom logo, colors, and domain
- No client account required to pay
- White-label receipts and confirmation pages
- Mobile-optimized layouts
Partial payments
One invoice, many payments - live balance tracking
Collect tracks partial and multi-asset payments on a single invoice with live balance due, including partially paid, underpaid, and overpaid states.
Clients can pay an invoice across multiple transactions and assets until the fiat balance is satisfied. Collect updates status in real time - partially paid, underpaid, overpaid, or paid - so you never guess from a raw wallet feed.
- Live balance due on every invoice
- Multi-transaction and multi-asset payments
- Clear partially paid / underpaid / overpaid states
- Works across 8 networks
Reconciliation
Every payment auto-tied to the invoice - with a tx hash
Collect detects payments on merchant-bound invoice addresses, attaches the transaction hash and status to the invoice automatically, and reconciles settlement to destinations you control.
Generic tools leave you matching chain explorers to invoices by hand. Collect watches the networks, confirms each payment, attaches the tx hash and status to the invoice, and fires webhooks - funds settle to destinations bound at address issuance, including optional splits.
- Auto tx hash and status on every invoice
- Merchant-bound invoice addresses
- True non-custodial settlement with destination splits
- Explorer-verifiable references
Tax & reporting
VAT, GST, and sales tax buckets - built in
Collect supports VAT/GST/sales tax buckets, supply-type classification, CSV exports, and visual charts for tax-ready reporting.
Most crypto payment tools stop at settlement. Collect keeps tax structure with the invoice: VAT/GST/sales tax buckets, supply-type classification, CSV exports for your accountant, and visual charts for period reviews.
- VAT / GST / sales tax buckets
- Supply-type classification
- CSV exports for filing workflows
- Visual charts for period reporting
Recurring
Recurring crypto billing with client history
Collect recurring billing generates scheduled invoices weekly, monthly, quarterly, or yearly - with client history and automatic reminders.
Set weekly, monthly, quarterly, or yearly schedules. Each cycle gets its own invoice, on-chain reference, and reconciliation - with reminders and a client history that stays in sync with payments.
- Weekly, monthly, quarterly, yearly schedules
- Automatic reminders before and after due dates
- Per-cycle attribution and exportable records
- Client history tied to every payment
Bulk create
CSV bulk invoice creation with validation
Collect lets you create invoices in bulk from a validated CSV upload instead of entering them one at a time.
Upload a CSV, validate required columns, and generate invoices in batch. Built for agencies and SaaS teams who bill many clients at once - not for one-shot payment links created by hand.
- CSV template with required columns
- Validation before create
- Batch invoice generation
- Pairs with client CSV import
Payment links
One link, any chain, correctly attributed
Collect payment links support single-use and reusable URLs with per-payer attribution so every on-chain payment maps to the right payer.
Generate a URL, share it anywhere, and let clients pay on the chain they hold. On reusable links, Collect resolves each payer to a distinct payment context - clean records instead of an undifferentiated transaction stream.
- Fixed amount or open amount
- Single-use or reusable
- Per-payer attribution on shared links
- URL or QR code
API & MCP
REST API, webhooks, and Claude MCP
Collect offers a REST API, payment webhooks, and Claude MCP integration so you can create invoices and react to settlement events from code or AI assistants.
Idempotent endpoints, confirmation webhooks, and a sandbox environment support production integrations. Connect Claude via MCP for AI-assisted billing workflows - something generic crypto pay links don't ship.
- REST API for invoices and payment links
- Webhooks on payment confirmation
- Claude MCP connector
- Sandbox environment for staging
What generic crypto payment tools miss
Collect vs generic crypto payment tools
Most crypto tools give you a pay amount and a wallet address. Collect is invoicing software with non-custodial settlement - and the only stack where you can ask Claude to create an invoice and send it to your client, with no Settlematic login in the loop.
| Settlematic Collect | Typical crypto payment tool | |
|---|---|---|
| AI billing (Claude MCP) | Ask Claude to create and send an invoice - no dashboard login required | None - no AI/MCP invoicing workflows |
| Invoice structure | Fiat invoices with per-line items, tax, discounts, and terms | Usually just a number |
| Hosted checkout | Branded payment pages - no client account needed | Generic checkout or raw address |
| Assets & chains | ETH, BTC, SOL, USDC, USDT, and EURC across 8 networks | Narrow coin list or single chain |
| Partial / multi-asset pay | Live balance tracking - PARTIALLY_PAID, underpaid, and overpaid states | One-shot payment links |
| Reconciliation | Auto tx hash and status tied to every invoice | Manual explorer matching |
| Tax compliance | VAT/GST/sales tax buckets, supply-type classification, CSV exports, charts | None |
| Recurring + clients | Weekly/monthly/quarterly/yearly schedules with CRM-light client history | Rarely included |
| Bulk create | Validated CSV bulk invoice creation | One-by-one |
| Settlement | Non-custodial HD-derived / CREATE2-bound addresses with destination splits to wallets you control | Raw wallet address / processor float |
| API & webhooks | REST API, payment confirmation webhooks, sandbox | Limited or none |
| Pricing | Free on testnet; mainnet from $49/mo | Paid-only or opaque fee stacks |
Need multi-merchant checkout? See crypto payment gateway.
Use cases
Built for the way you actually bill
Freelancers
International freelancers use Collect to bill in fiat and get paid in stablecoins the same day - skipping bank wires, FX fees, and multi-day delays that eat into cross-border work.
Agencies
Running monthly retainers set up recurring invoices once and let Collect handle the billing, reminders, and reconciliation every cycle - with branded payment pages that keep the client experience on-brand.
SaaS teams
With high payment volume lean on the API and webhooks to issue invoices programmatically, attribute every subscriber correctly, and reconcile hundreds of payments a month without a spreadsheet in sight.
Marketplaces
Issue branded payment links per seller or campaign, attribute each payer correctly on reusable links, and pair Collect with Gateway when you need multi-merchant checkout at scale.
Accountants & finance
VAT/GST buckets, supply-type classification, CSV exports, and charts land with every invoice - so crypto settlement does not mean rebuilding books by hand at month-end.
AI-native teams
Ask Claude to create and send an invoice via MCP - no dashboard login required. REST, webhooks, and sandbox cover the same workflows when you automate from your own stack.
Collect is Settlematic's true non-custodial crypto invoicing product. Fiat invoices with line items and tax, branded hosted checkout, multi-chain payments across 8 networks, partial payment tracking, auto tx-hash reconciliation, and settlement to wallets you control.
Start sending crypto invoices today
Fiat invoices, auto reconciliation, and true non-custodial settlement - free on testnet. Mainnet from $20/mo.