Bill clients in fiat. Settle in crypto. Reconcile in one place.
Agencies and SaaS teams need professional AR — not a static wallet address in an email signature. Settlematic Collect handles fiat-denominated invoices, recurring billing, and multi-chain checkout while funds sweep non-custodially to your treasury.
Overview
Invoice in USD or EUR, let clients pay in USDC or other assets on their preferred chain, and export reconciliation data for month-end close.
Billing
Fiat
USD & EUR invoices
Settlement
Crypto
USDC, USDT, ETH, BTC, SOL
Custody
None
Sweeps to your wallets
Definition
What is SaaS & agencies?
Settlematic for SaaS and agencies means fiat-denominated client billing with crypto settlement — recurring invoices, payment links, custom pay domains, and real-time ledger updates without custodial processors.
Client billing
Professional invoices your finance team trusts
Send PDF invoices with line items, tax, and due dates. Clients pay on hosted checkout — no wallet address copy-paste, no manual reconciliation.
- Recurring billing for retainers and subscriptions
- Partial payments on milestone projects
- Smart invoices with early-pay discounts
- Custom pay domains (pay.youragency.com)

Operations
Close the books without spreadsheet gymnastics
Every payment ties to an invoice ID. Export CSVs for accounting, track partial settlements, and see real-time status — not nightly batch files from a custodial processor.
- Payment reports by client and asset
- Tax line support on invoices
- Team seats for finance and ops
- Webhook automation for provisioning

Growth
Scale retainers without scaling ops headcount
Recurring billing, smart invoices with early-pay discounts, and webhook automation for provisioning mean your team spends less time chasing payments and more time delivering client work.
- Automated payment reminders
- Client portal for payment history
- Bulk invoice creation for large accounts
- API-driven invoice generation from your PM tool

Workflow
How saas & agencies teams use Settlematic
- 1
Invoice
Create USD invoice with line items and due date
- 2
Share
Send PDF, email link, or custom pay domain URL
- 3
Pay
Client selects chain and asset at hosted checkout
- 4
Reconcile
Real-time status and exports for month-end close
- 5
Sweep
Retainers move to cold storage or operating wallets
Problems we solve
Teams in saas & agencies often hit the same operational walls before adopting unified crypto finance infrastructure.
Wallet addresses in email signatures
Clients copy-paste static addresses, send wrong assets, and finance chases confirmations in block explorers.
Spreadsheet reconciliation
Partial payments, network fees, and FX spreads do not map cleanly to invoice IDs without manual work.
Custodial processor risk
Retainers sitting in a third-party wallet create counterparty exposure agencies should not accept.
Recommended modules
Start with the modules most teams in saas & agencies deploy first.
Yes. Invoices are fiat-denominated; clients choose asset and chain at checkout. You reconcile in one dashboard.
Related industries
Start with SaaS & agencies
Create a free testnet account or open a sandbox demo with sample data.